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Put a number on the cost of undetected equipment faults
A free planning tool for asset owners, grid operators, and equipment manufacturers, anchored in trusted industry data
No subscription. No credit card.
What the tool does
In a few minutes:
- Build a portfolio of your critical equipment, or choose one of our ready project templates.
- See your estimated annual financial exposure.
- Adjust your inputs, or rely on industry default values.
- Understand which equipment drives your exposure, and the type of risk behind it.
- Generate an executive report for your team.
How it works
- Choose your side. Energy assets (owners, grid operators, lenders and investors) or equipment manufacturers; each has its own model.
- Build your portfolio. Add one card per equipment type, or start from a project template, and adjust the financial values that apply to you.
- Read the results. Your annual financial exposure, the breakdown by equipment, the value an OFIL camera can add, and an executive report you can print.
Walkthrough video coming soon.
Get access
Fill in the form and the calculator opens right away.
Terms of use
Last updated: June 2026. Please read these terms before using the OFIL Financial Risk Assistant.
1. General Estimates Only
The OFIL Financial Risk Assistant (the “tool”) uses a deliberately simplified model, probability of fault multiplied by retained cost per event multiplied by quantity, summed across the portfolio, to provide general planning estimates based solely on the inputs you provide. The figures are illustrative and intended only to support internal discussion of exposure and budgeting. They are not a financial recommendation, a formal actuarial or engineering risk assessment, or a substitute for professional advice.
Every real-world situation is different, and the actual outcome for any asset or portfolio can differ materially from the figures the tool produces.
2. Inputs and Assumptions Are Your Responsibility
Different equipment types have different inherent reliability. Manufacturer, age, design, operating regime, environmental conditions (weather, contamination, altitude, humidity) and operational practices can materially change the specific risk profile of any given asset. The default rates in the tool are starting points only and should be calibrated against your own data and engineering judgment.
The model treats each asset independently and does not capture loss variability across years, correlation between assets, system-level risks (severe weather, cascading failures, common-mode defects), or the structure of insurance policies (deductibles, aggregate caps, sub-limits, exclusions, policy maximums). Professional methods such as Monte Carlo simulation, Value-at-Risk or scenario analysis are recommended for any decision involving major budget, reserves or insurance.
3. No Warranty and No Liability
OFIL makes no representation, warranty, or commitment as to the accuracy, completeness, or applicability of any figure produced by the tool to your specific situation. OFIL assumes no legal obligation or liability of any kind arising from use of the tool or from any decision made on the basis of its output.
4. Use at Your Own Risk
You should review all assumptions, inputs and results with your own internal engineering, finance, risk management and insurance teams before relying on any output. Use of this tool and reliance on its results is entirely at your sole risk.
5. Acceptance
By ticking the acceptance box and using the tool, you confirm that you have read, understood, and agree to these Terms of Use.